RETIREMENT CASHFLOW ENGINE
See how long your money could last
See your estimated financial runway based on your current spending—and how it could change over time.
Get your personalised runway
Explore the impact in real time
Estimated runway
23 years
Now
Age 95
Based on current assumptions — illustrative only. Not a personalised projection.
What if you spent more?
Monthly spending
£2,800 /mo
Runway
23 yrs
Toggle to see the impact of higher spending
WHAT FINNIO HELPS YOU DO
Explore your financial future - before you make decisions
Explore the impact in real time
|
Scenario
Retire at 65
|
Current |
| Your financial runway |
23 yrs
Estimated runway
|
| Now | Age 95 |
Illustrative only. Not a personalised projection.
Adjust to see the impact
| Retire at 63 |
|
−3 yrs |
| Spend £500 more /mo |
|
−2 yrs |
| Part-time to age 68 |
|
+3 yrs |
|
|
Small changes can have a big impact on your future.
Toggle a lever to see the effect instantly.
|
Takes under 60 seconds
Any figures shown are not personalised projections and should not be relied upon when making financial decisions.
Full picture
See everything in one place
Pensions, savings, income, and property — brought together clearly.
PensionsISAsSavingsPropertyInvestments
Future cash flow
See how your future could play out
Understand how your income and spending evolve over time.
Live projectionsIncome modellingDrawdown optionsHousehold money
Safe spending range
Know what you can safely spend
See what’s realistic today — without putting your future at risk.
Spending explorerRunway calculatorTax awareness
Scenarios
Try decisions before you make them
Model real-life choices and see the impact instantly.
Home renovationFamily supportLife changesEnergy upgrade
How it works
From uncertainty → to clarity
1
Connect your finances
Add your pensions, ISAs, savings, and property—securely connected or entered manually. Finnio builds a complete picture of where you stand today.
2
See your future
See how your wealth could evolve over time. Adjust spending levels, toggle State Pension, and understand what conservative vs optimistic paths could look like.
3
Test decisions
Thinking about a big life choice? Model it as a scenario and see exactly how it could affect your long-term financial picture—before you commit.
4
Stay on track
Your situation changes over time. Finnio helps you keep up — with simple updates, helpful nudges, and alerts when something important shifts.
Be first to try Finnio
Get early access and help shape how it works.
